Insurers are begining to adapt to BIM and to see its opportunities
As I predicted in my report 鈥楪rowth through BIM鈥� (CIC 2013), it鈥檚 not just members of the construction industry who will be interested in and affected by BIM. Recently I attended an insurance industry briefing on using BIM to reduce fire risks.
The message to the underwriters from a university specialist was that BIM methods can be used in a number of ways. Simulations can be run on the BIM to check that regulations have been met, and to watch a notional fire event unfold for fire-engineering purposes.
The value of sprinklers can be demonstrated. Beyond that, given that the combustibility of objects in the model is knowable, the fire load can be shown and dangerous adjacencies can be checked like structural clashes. Thirdly, the potential exists to build applications to guide the designer into a safe configuration. The whole design could be given a 鈥渞esilience rating鈥� which would affect the premiums required to cover it.
For asset protection, the elements of the building can be registered by tagging. The full maintenance history can be retained. All this shortens the work of forensic investigators after an event. Feedback from any fire or flood event can be captured to improve understanding for future analytics.
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